Innova, Engage, and Activate Product Enhancement and Changes

04/08/2009

Regence BlueCross BlueShield of Oregon will be implementing a number of product enhancements to the Regence Innova^SM, Regence Engage®, and Regence Activate^SM products. The following benefits will be available for July 1, 2009 and later effective dates:

Innova

• Addition of a $3,000 deductible option
• Addition of a $1,500 complementary care option (Not available in Clark County)

Engage

• Addition of a $3,000 deductible option
• Addition of a $1,500 complementary care option (Not available in Clark County)

Activate

• Addition of a $1,500 complementary care option (Not available in Clark County)
• Now all members will enjoy the benefit of rolling over their Member Choice Account funds from year to year, up to their deductible amount.  Activate members will no longer have to meet any participation thresholds in order to keep their earned funds.  This change will enable members to get the most value out of their healthy choices by giving them the freedom to use their funds now, or save them for future use.
• Enhanced communications will keep employees engaged, through an interactive demonstration of the MCA, worksite reminder posters & e-mails, and enhanced messaging through myRegence.com to remind Activate members to log on and keep earning funds.

In addition to new benefit options, we have made language clarifications to these products effective July 1, 2009. Renewing groups will receive a summary of changes document outlining these changes, included in the group’s renewal packet. Please note, the Summary of Changes document only applies to groups enrolled on Innova, Engage, Activate, or HSA Healthplan 2.0 products.

• Oregon July 2009 Summary of Changes Legacy (PDF)
• Clark Co July 2009 Summary of Changes New Products (PDF)
• Oregon July 2009 Summary of Changes New Products (PDF)

Revised Group Master Applications

Group Master Applications (GMA) have been updated and will be added to the Agent and Employer web sites early next week. In addition to the above new product enhancements, additional changes are as follows:

Clark County 2- 99 and 100+ GMAs:

• Federal Tax ID Number (EIN) field has been divided into 2 (two) fields in order to allow space to key both the Federal Tax ID Number and the State Tax ID Number which are both required for Washington business.
• Section 2 – Eligibility Information
  The Group Eligibility section has been revised to better define the Employee Count.

NOTE:  In preparation for an upcoming Imaging Workflow project that is currently under development, you will also notice bar-coding and additional features on the GMA.  These will have not impact on users at this time.

Regence health plans: healthy living encouraged

Our suite of health-focused plans motivate members to pursue healthier lifestyles. They also empower members to become more engaged in their health care and get the most possible value from their Regence membership.

Regence Innova provides robust coverage with up-front benefits, including:

• An unlimited office visit option
• $400 in outpatient radiology and lab per member each year

Regence Engage simplifies coverage with a single coinsurance level that applies to all categories of providers, including physicians, hospitals, labs and clinics.

Regence HSA Healthplan 2.0 provides a comprehensive medical plan and a tax-free health savings account all rolled into one.

Regence Activate combines a simple health plan design with an online account where members can earn up to $600 each year for making healthy choices.

• The Member Choice Account provides pre-deductible benefits with the flexibility to use funds toward any covered expense
• Funds roll over each year, up to the deductible amount, so members can choose to spend now or save for the future
• Members activate their account, track activities, and use the funds to pay their doctors online - all through myRegence.com
• Each member of the family gets an account, so the savings really add up!

Tools for wellness
Each of these plans connects members with a broad range of resources, tools and services that provide support and encourage wellness.

• Embedded wellness programs
• Regence Health CoachSM
• Special Beginnings® pregnancy support program
• CareEnhance® 24-hour nurse line
• myRegence.com’s Web-based benefit information and health community, where members can find all their health and benefit information in one place

For questions or additional information on plan changes, language clarifications, or plan options, please contact your Regence BlueCross BlueShield of Oregon representative.

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