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Individual Plans

Who is Eligible for a Portability Plan?
If the following qualifications are met, eligibility is guaranteed:

  • Continuously covered for 180 days under a Regence BCBSO or Regence Life & Health Insurance Company group health benefit plan; or


  • Continuously covered for 180 days under a combination of a Regence BCBSO or Regence Life & Health Insurance Company group health benefit plan and one or more Oregon group health benefit plans prior to termination, with the Regence coverage as your last group coverage; or


  • 18 months of prior creditable coverage, with Regence BCBSO or Regence Life & Health Insurance Company as your last group coverage; and
  • Regence BCBSO or Regence Life & Health Insurance Company group coverage is about to end or has ended within the past 63 days; and
  • Not eligible for or enrolled in Medicare; and
  • Not eligible for any other group health benefit plan; and
  • Will not be enrolled in any other health benefit plan at the time this portability coverage would begin; and
  • Reside in the state of Oregon service area

What is Covered Under a Portability Plan?

Group coverage was based in Oregon and:

Group coverage was based in Clark County, Washington and:

How Does a Member Get More Information to Apply For a Portability Plan?
As soon as we receive notice from the member's group administrator that the group health benefits plan has ended, we will automatically mail the member portability plan information with the options available to them, including the benefit summary, rates, and application. The member has 63 days from their group termination date to apply for portability coverage. When the qualifications for coverage are met, the portability coverage will be effective from the day the member's group health benefit plan ended, so there is not a lapse in coverage.

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