It’s a given that you expect your coverage to provide dependability and excellent performance. But large, multi-state employers have other needs, too. You need a carrier with a successful track record handling complex accounts … a team of people you can count on for quick action and consistent answers to your questions … a team that does a good job of providing service across state lines and across the country.

You’ve come to the right place.

• Your member ID card is accepted at any hospital or doctor’s office in the United States.
• Claims are filed by providers, not your employees.
• You’re eligible for discounts negotiated with health-care providers by Blue Plans in local service areas.
• You have access to broad-based provider networks throughout the United States.
• You have access to doctors and hospitals throughout the world through BlueCard Worldwide.
• You’re supported by a national organ transplant network.
• You’re part of a unified voice to influence local and national health-care policy.

It’s important to note that more than 85 percent of all doctors and hospitals throughout the U.S. contract with Blue Cross and Blue Shield Plans. Outside the U.S., your employees have access to doctors and hospitals in more than 200 countries.

Local Service and Regional Expertise.
Regence BlueCross BlueShield of Oregon is part of The Regence Group, a regional affiliation of Blue Cross and Blue Shield Plans. Other Regence Group affiliates include Regence BlueCross BlueShield of Utah, Regence BlueShield of Idaho and Regence BlueShield (serving most of the state of Washington). Programs for national and regional accounts are delivered through Regence Life and Health Insurance Company.

Here are just some of the benefits of working with The Regence Group …

• A multi-state team that crosses state lines but recognizes regional differences.
• A single claims and membership system (now being implemented) to create savings and efficiencies for national and regional accounts.
• A ClaimsQuest system to give you immediate claims cost analysis.
• Cost-containment, network-management and health-management programs that zero in on factors that drive up your health-care costs
• A wide range of health-plan options.
• Drug formularies, patient education and physician education by staff pharmacists, and tiered-benefit designs to control medication costs.
• Prevent-care programs.
• Detailed reports to help you manage your health-care costs
• Local hospital audit programs.
• A stringent program to identify and address fraudulent claims.
• Expertise in state and federal regulations that could affect your employees’ coverage.

The Whole Package
For more information about programs for multi-state employers, please contact Rob Sumner at (503) 276-1851.