NOTE: This product will no longer be available for new or renewing groups of 2-99 employees beginning with the 1/1/10 effective date and new and renewing groups of 100+ employees beginning with the 4/1/10 effective date. View more information.
BlueEssentialsSM Just the Basics
Imagine offering flexible and affordable nationwide
health-care coverage to your employees. BlueEssentialsSM
lets you do just that. This coverage is basic, simple
and affordable. In our new portfolio of products, this
is your most cost-effective solution to providing comprehensive
coverage.
Affordability – provides
a cost-conscious safety net for employees
Cost-sharing – encourages
employees to work with you toward a cost-effective,
health-care solution by promoting employee
spending accounts
Here are some of the BlueEssentials details. See our
product comparison chart
for more in-depth information, descriptions and limitations.
Download benefits
summaries with full descriptions of each plan.
The BlueEssentials benefits have been improved!
See the changes in red below.
Deductible Options
$500 | 1,000 | $2,000
Spending Accounts
All deductibles
eligible for flexible spending account
$1,000 & $2,000 eligible
for health reimbursement arrangement
Coinsurance
70% in-network
| 50% out-of-network
Max Coinsurance
$3,000
in-network | $10,000 out-of-network
Immunizations
$10 copay
Office
Visit
In-network
Out-of-network
Personal Physician $20 copay;Specialist
$40 copay
Deductible and coinsurance
apply
Special Beginnings®
Prenatal education
included
BlueCard®
Nationwide coverage
outside our service area
Accidental
Death Insurance
$25,000 per employee
and enrolled spouse
$5,000 per enrolled dependent
Regence BlueCross BlueShield of Oregon. All rights reserved.
Regence BlueCross BlueShield of Oregon is an Independent Licensee of the Blue
Cross and Blue Shield Association. Regence EthicsPrivacy PolicyFraud and AbuseSite Feedback
