We’ve launched an affordable and flexible product suite – BlueChoices^SM – offering a new consumer-directed approach to health care. Now you can tailor coverage to your business needs.

Employers get the freedom to mix and match products, provider networks and plans. Choose a smaller network with slimmer benefits for a less-expensive approach…or create a plan with a richer benefit package and an extensive selection of providers. The choice is yours.

All BlueChoices products offer numerous advantages, such as preventive benefits, BlueCard® nationwide coverage, and Special Beginnings® prenatal education. And, unlike an HMO, primary care physicians and specialist referrals are not required. So members can see any doctor they choose, hassle-free.

To choose coverage, just pick a spot on this matrix to match a product with a network, and then you can choose from three deductibles.

NETWORK CHOICES
Participating 10,285 providers Preferred Provider Plan1 7,893 providers Access2 2,256 providers BlueEssentialsSM   Complete coverage that is simple and affordable BluePreferred®   Preferred coverage with maximum choice and variety   BlueClassicSM   Premium coverage for ultimate security
	BENEFIT CHOICES

1. Statewide panel using Providence Health System, OHSU, Southwest Washington Medical Center, and Tuality Community Hospital in the Portland-metro area
2. Available in Clackamas, Columbia, Multnomah, Washington and Clark (WA) counties

The Choice Is Yours:

BlueEssentials: Just the Basics… a cost-effective solution that provides comprehensive coverage and encourages cost-sharing by employees.

BluePreferred: Convenience Plus… extended coverage with numerous advantages, including predictable copayments for high-demand services.

BlueClassic: Advanced Coverage… provides the highest benefit levels with the lowest out-of-pocket expenses for maximized health care.

Learn More About Your Options:

Compare the Products
Get the facts about benefits, deductibles, coinsurance levels, and much more.

Establish an Employee Spending Account
Pair a FSA or HRA with coverage for numerous business and employee advantages.

Preview the Provider Networks
Take a closer look at the four provider networks

Additional Resources

BlueChoices Member Guide and Washington BlueChoices Member Guide
Guides to walk you through what to expect from your health plan coverage.

BlueChoices Comparison Chart and Washington BlueChoices Comparison Chart
Illustrates the benefit differences between our standard medical plans and the new BlueChoices portfolio.

BlueChoices BlueCard Provider Payment Schedule
BlueCard and local provider payment schedules based on provider network.