|
Flexible and Affordable
The side-by-side snapshot below will help determine
coverage that’s right for your company. First,
here are some of the shared advantages across all products
in the BlueChoices suite:
- Ability to mix and match plans and provider
networks
- Riders are available,
including prescription medication, dental care, vision,
life, disability, chiropractic and complementary care
- All plans include preventive benefits
- Primary care physician and specialist referrals
are not required
- Accidental death is included on all products
- Special Beginnings® prenatal education is included
- BlueCard® nationwide coverage outside our service
area.
|
The
Products |
| |
|
|
Coinsurance
(in/out-of-network)
|
70/50 % |
80/60 % |
90/70 % |
Deductible
Options
(in/out-of-network)
|
$500
$1,000
$2,000
|
$300
$500
$1,000
$2,000
$3,000
|
$300
$500
$1,000
|
Maximum
Coinsurance
(in/out-of-network)
|
$3,000/$10,000 |
$2,000/$8,000 |
$1,000/$6,000 |
| Family Deductible |
Three individual family members
must meet the deductible (no family aggregate) |
Three individual family members
must meet the deductible (no family aggregate) |
Three individual family members
must meet the deductible (no family aggregate) |
| DRL Deductible Waiver
(Diagnostic Radiology and Lab) |
Not available |
First $500 of diagnostic
radiology and lab covered at 80% per calendar
year, no deductible |
First $500 of diagnostic
radiology and lab covered at 90% per calendar
year, no deductible |
| Office visit
copayments |
Personal physician:
$20
Specialist: $40 |
Personal physician:
$20
Specialist: $40
|
Personal physician:
$20
Specialist: $40
|
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